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Leaving The Uae? Here's How To Do So The Right Way

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My Experience....

As I mentioned earlier I had parts of this I was dreading, mainly because hubby got a new job and only had days to get up and go, which meant I would be dealing with everything. The Bills, Tenancy all in his name, I was ready for a battle!. We had two months left on our Tenancy so I did have time to deal with it all. 

To my surprise closing the Electric, A/C and Etisalat went very smooth, all I needed was a letter from hubby authorising me to close the accounts down, along with a copy of his passport and a copy of his cancelled visa, all was done within days of the end of our Tenancy ending. 

 

Getting rid of unwanted stuff was a nightmare, this I thought would be easy, I was giving it away, the company ( I won't name but I'm sure you all know).....booked 3 weeks in advance to take the stuff and give to the lower paid workers etc. After clearing date and time with security, all was ready to go, they never even turned up, wouldn't answer my calls, emails or sms messages. After waiting around for 6 hours I picked everything up which I had piled high ready for collection was put in the garbage room, I just hope it did get picked up by people and went to a good cause, I was flying that night so had no option.

 

Selling furniture and other household stuff......that went pretty much OK, advertised, date time arranged, people did turn up and take.

 

Storage companies........that did take a bit of time finding the right one as we only had a few personal items we wanted to store till we know where next, I got there in the end with days to spare. 

 

Now then the Inspectors.........that was hilarious, never witnessed anything so stupid in my life. Arrived on time, then started feeling door frames, yes feeling door frames, why? I have no idea, but stood on the balcony watching the two of them laughing to myself, then writing notes, taking pictures etc, I then asked why they were taking pictures of the bedroom floor, 'There's a scuff mark', errm, yes we had a bed in there. I suggested to them that in future maybe they need to to put in the tenancy agreements that no furniture is allowed in the apartments as I didn't realise we were meant to eat, sleep and sit on the floors.   Of course they didn't grasp my sarcasm. 

I asked to read the report on his tablet, there were questions, example....Have the curtains been removed, under the question where three boxes

YES       NO        N/A

None of these boxes had been marked, so I asked why not, ' If I leave it blank it goes through automatically as a yes'  hahahahahaha, really so why is there a YES box even there, I proceeded to click the boxes myself. After taking numerous irrelevant pictures I informed 'The Inspectors' I would be signing nothing unless they removed the pictures as the report was utter nonsense. The reply from him made my day, if you don't sign there will be no proof you have given us the key or access passes back, really........I soon sorted that little issue by taking a screenshot of said passes and key next to their appointment book and their hands ( didn't take their faces). The looks on their faces was priceless. There you go, I have all the proof I need.

After informing me I could comment on the report, I did.....;I don't agree with this report at all, wear and tear, having furniture to sleep, eat and sit on I actually thought was common practice this day and age. I will not sign something I don't agree with and is a load of rubbish, have a nice day' 

Turned to Inspector gadgets, bid them farewell and left. 

So yes the parts I dreaded where easy, the last part a farce.

We have been informed this morning Deposit minus 1,000AED will be returned....Result! 

So remember ladies, if you don't agree, don't sign. 

Sorry for the long post but thought some points worth knowing. 

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So, I'm surprised no one has mentioned it...maybe its a taboo topic...but I'm going for it.

 

So, what about people, like me who are leaving the country (back to USA) and have loans that aren't able to be paid off beforehand? I do not have any plans to just run. Mainly because a lot of my family is here, but also because that's not the type of person I am. But, its a reality that you plan for one thing, then things change.

 

So, I know that I will not get my end of service gratuity, or last paycheck, which I am fine with and completely get. However, I am asking here first prior to talking to the bank because maybe someone has some experience.

 

My questions are: 1) Does anyone have any experience making arrangements with the banks to make payments from abroad? 2) Will the back keep my account open, not frozen for me to make transfers? 3) Can you keep a bank account open without having a visa...(My sister told me the banks don't really update visa information, so an account that I am not using currently that is not attached to my salary could stay open. I have not been getting fees for over  two years). 3) Is there a possibility of some type of police report/file even if I make payments from abroad? I'd like to avoid getting arrested on landing, as I plan to visit often. I don't see why it would happen if I'm making payments, but want to make sure.

 

 

Ok, on another note, regarding leaving my apartment. Can someone clarify two things: 1) When should I notify Etisalat of my dates? Will everything be cleared by my last date and will I have service until then? I've read suggestion on staying elsewhere which may be an option if Etisalat is flaky. 2) For ADDC, is the week before estimate generally agreed upon? Everything getting cleared only takes a week?

 

Thanks in advance.

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Regarding the bank, I'm pretty sure you can speak to them about opening an international bank account and move your loans to this account for payment abroad.  You do not have to be a resident of UAE to open an International account.

 

Of course I'm not 100% sure about the above, but it's worth checking.

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So, I'm surprised no one has mentioned it...maybe its a taboo topic...but I'm going for it.

 

So, what about people, like me who are leaving the country (back to USA) and have loans that aren't able to be paid off beforehand? I do not have any plans to just run. Mainly because a lot of my family is here, but also because that's not the type of person I am. But, its a reality that you plan for one thing, then things change.

 

So, I know that I will not get my end of service gratuity, or last paycheck, which I am fine with and completely get. However, I am asking here first prior to talking to the bank because maybe someone has some experience.

 

My questions are: 1) Does anyone have any experience making arrangements with the banks to make payments from abroad? 2) Will the back keep my account open, not frozen for me to make transfers? 3) Can you keep a bank account open without having a visa...(My sister told me the banks don't really update visa information, so an account that I am not using currently that is not attached to my salary could stay open. I have not been getting fees for over  two years). 3) Is there a possibility of some type of police report/file even if I make payments from abroad? I'd like to avoid getting arrested on landing, as I plan to visit often. I don't see why it would happen if I'm making payments, but want to make sure.

 

 

Ok, on another note, regarding leaving my apartment. Can someone clarify two things: 1) When should I notify Etisalat of my dates? Will everything be cleared by my last date and will I have service until then? I've read suggestion on staying elsewhere which may be an option if Etisalat is flaky. 2) For ADDC, is the week before estimate generally agreed upon? Everything getting cleared only takes a week?

 

Thanks in advance.

Etisalat cut you off the same day you cancel, so I left that till the last day I would be using it. ADDC, require 1 day's notice, so once you tell them, it gets cut off the following day, I went in 3 days before but they told me it was too soon, so you need to leave it till the last minute. Also keep in mind the electrics have to be on for any inspection from  'The Inspectors'. Our Inspection was on a Tuesday so I went in on the Tuesday morning, electric was disconnected on the Wednesday and you don't have to be there for them to do it, you will receive a sms once it's done. Very simple really. Good Luck with the move 

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Im not sure...ive been talking to other people and it seems like banks aren't always willing to work with you. Some people say to leave then talk to the banks about repayment options. Also, that if you inform them you are leaving the country they may try to block you from leaving by opening a police case against you. All of it just seems really confusing and scary.

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I thought people need a clearance letter from Etisalat or something. Do they provide something saying the final account has been settled the day before its shut off? Also, for ADDC do they give you something also? Do you know if you can use your deposit towards the final payment for ADDC and do they give you the deposit back the same day?

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I thought people need a clearance letter from Etisalat or something. Do they provide something saying the final account has been settled the day before its shut off? Also, for ADDC do they give you something also? Do you know if you can use your deposit towards the final payment for ADDC and do they give you the deposit back the same day?

No clearance letter from Etisalat, I just got a receipt when I paid the final bill which states on it Account closed. ADDC used our deposit for final payment, then issued us with a clearance letter by email on the same day. You then forward a copy of this to whoever you rent your place off and the A/C people. That's it, painless and easy. 

With the bank, we never told them anything even though I know your employer has to let the bank know when your last salary goes into the account,  Hubby is having his new salary paid into the account for now as it was easier, we haven't heard from them at all. I think If we had a loan, we would have approached them when we had left, as I'm sure some banks would want everything cleared before you left. . 

Edited by Yvonne

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DH says be careful with having the salary go in as they could freeze the account at any time....

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They only freeze if you owe money, we have that in writing from last employer and the bank. 

Mind you the rules can change at the drop of a hat so we do make sure as soon as it's gone in we transfer most of it out. lol. 

Edited by Yvonne

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You mean there's time to take it out before the freeze goes into effect??

I doubt it as once your last salary goes in, the bank is informed that that is your last salary. So if money is owed they would take what you owe if not enough to cover it then it would be frozen. That's what my hubby was told.

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