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Angella2

little Salary & high rent plus pregnancy-need advice

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Hello ladies am 10 weeks pregnant and i really need your honest advise as below.

My husband is a security guard who earns 2700aed a month and am a hotel telephone operator who earns 1500basic + service charge( it varies between 200-500aed given how busy the hotel is).

Wen we got married in October last year, we returned in abu dhabi and decided to move out of company accomodations and rent out.  Now my company gave me 1000aed live out allowance and for my husband he was supposed to have only 300aed live out allowance since they sleep in bed space which allowance the company refused to give him claiming they already paid yearly.

We got a studio apartment of 2300aed every month with shared bathroom & kitchen since partitions seemed to be uncomfortable to share and cheaper studios had nationality limitations(we are Africans).

My problem now is that, this rent is taking the best of our savings since apart from the 1k allowance i get, we have to top up the rent using our own salary which is affecting our savings. And now that we are having a child on the way, am worried if i will be able to stay here with my baby on our small salaries(as government has a certain parent salary for a child visa). My hubby is encouraging me that we will manage,he will get promotion but i see no hope

Qn.1  Should i stay and give birth here(not sure if he will have got a promotion & we end up staying or i will have to exit with the baby back home later)  or better i go back to my country before 6 months,deliver there & start life there as he supports us??

Qn.2 Do you think paying 2300aed rent is fair for our savings. Apart from the 1k allowance i get, the rest(1300) we pay from our savings which i feel is too much given our tiny salary. Should we get partition(will it be comfortable for our child if i stayed)?

 

Sorry for long message but i need advice. My husband keeps encouraging me that we will be fine but...i have faith in God but i also need to be realistic.

 

Edited by Angella2

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Hi...first off congrats on your baby and marriage...It's so difficult here for people to survive...my heart goes out to you. The rent is a lot of money to pay out of your wages. Also what will happen to your baby once you've had him/her? Will you go back to work? If you are, have you factored in child care? Does your health insurance cover for birth here and if it does, does it cover for any emergency situation that might come up? It's so difficult to decide on what to do. Personally i can't imagine living apart for a long time but in saying that we did that on a short term basis when the children were little. If you go back home would you be able to maybe visit on a fairly regular basis? I take it you'd have family support if you were back home. Maybe if you went back had the baby and stayed a few years and get some savings behind you to then come back. Sorry so many questions....lol I hope you can sort what best works for you. 

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On 07/02/2017 at 8:40 AM, Jennyr_au said:

Hi...first off congrats on your baby and marriage...It's so difficult here for people to survive...my heart goes out to you. The rent is a lot of money to pay out of your wages. Also what will happen to your baby once you've had him/her? Will you go back to work? If you are, have you factored in child care? Does your health insurance cover for birth here and if it does, does it cover for any emergency situation that might come up? It's so difficult to decide on what to do. Personally i can't imagine living apart for a long time but in saying that we did that on a short term basis when the children were little. If you go back home would you be able to maybe visit on a fairly regular basis? I take it you'd have family support if you were back home. Maybe if you went back had the baby and stayed a few years and get some savings behind you to then come back. Sorry so many questions....lol I hope you can sort what best works for you. 

Thank you Jenny for taking your time and reply

 Yes my daman insurance covers maternity. Yes i hope to go back to work maybe we stay with the baby me and my husband in shifts(we cant afford a maid), i will not be able to visit on regular basis... i will have to wait for my husband when he comes on vacation.

Yes i will have family support. 

We are still trying to figure out what to do but it is not easy.

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Another thought as I read your reply is, when I was pregnant with my first baby, I had made many plans only to find out that after I had the baby, all my plans went out the window, as I had no clue what having a first baby would be like.

Try not to overthink things as life always has a way of working things out for you.

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